Who primarily provides financing for individual timeshare unit sales?

The developer primarily provides financing for individual timeshare unit sales because they often have a vested interest in ensuring that buyers can afford to purchase the timeshare. By offering financing directly, developers can facilitate the sale process, making it more accessible for potential buyers who may not have the full amount available upfront. This approach can also increase the likelihood that buyers will choose their specific timeshare, as developers often design their financing options to be attractive and competitive.

While banking institutions and third-party lenders may also offer loans for timeshare purchases, they are not the primary source in most scenarios. Options like lengthy installment plans can be part of the developer's financing strategy, but they do not refer to a specific entity responsible for providing the funds. Thus, the developer's role as the direct source of financing is a key factor in the timeshare sales process.